Are you having a problem keeping tab of your finances and finding it hard to balance your income and expenses? Do you find yourself splurging at the smallest of temptations? Do you like the high life but do not know exactly how to decide when and how much? With the frugal living tips that you [...]

As a college student, we all know how expensive it is to buy just about anything in our daily lives. From our daily meals, to our clothing, how the heck are we supposed to afford all of this? With student loan and credit card debt reaching an all time high per student, I wanted to [...]

At the beginning of this year, my employer started offering the Roth 401(k) in addition to the Traditional 401(k). So I have been thinking a lot about what I should do with these two plans. To make it even more complicated, the company also increased the percentage of salary I can put into the plan. [...]

Procastination is the arch enemy success, especially financial success, where time is your best friend. How many times have you said to yourself that you are going to do something but never get to it? Are you putting off saving for retirement because you don’t know how? Are you accepting your finances  “as is” without [...]

Your worries about job loss are not misplaced. So far roughly 1.2 million U.S. workers have lost their jobs because of the global economic recession. No doubt, more pink slips are coming. Here are 4 things you could do to avoid being a pink slip recipient. 1. Be Prepared. Start thinking about what you would [...]

If the thought of going back to school, or sending your kid to college, conjures up little more than dollar signs in your head and student loans seem like a scary proposition, keep in mind that there are ways to minimize your student loan debt while maximizing the return on your scholastic investment. Want the [...]

There are hundreds of questions that pop up on a parent’s or soon-to-be parent’s mind. How should we raise our children? What lessons should we instill in our children’s minds at an early age? Financial literacy — like any other fundamental life lesson — must begin at home. The concept of money to children can [...]

Investing works best if you set it and forget it.  However, at least once a year every investor should set aside some time to review their investment activities from the previous year.  February is a great time to do this investment review because if you wait too long you’ll find yourself in the thick of [...]

Some articles for your reading enjoyment. Tax Refund Anticipation Loans–Just Say No! by Dough Roller – Anyone that are willing to give you money in advance wants to do it for one reason…to make a lot of money. If you can avoid it, you’ll be better off for it in the long run. Using Margin [...]

One of the bad money habits that I picked up from my dad was saving bills to pay later. The idea is to sit on the bills a long as I can and don’t pay them until a few days from the due date. The logic behind this is to keep money in the bank [...]