Many people have trouble determining how to begin paying down debt. Which method is right? Highest interest first? Snowball? Paying in chunks? The simple answer is, it really depends on you and your situation. If you […]
The other day, as my toddler was throwing a tantrum, because she had to wait five seconds before I gave her a snack, I began thinking about what tremendous effort parenting a toddler takes. Not that […]
It’s graduation season. As high school students everywhere are celebrating their new found independence, parents of these students are worrying whether or not their graduates know enough to survive college. In a perfect world, parents teach […]
Last week I was waiting for an important document to arrive in the mail. As I checked the mail every day, I realized how easy it would be for someone to steal my identity. We have […]
You might be familiar with this term, most frequently associated with emergency medicine — triage: the act of determining priorities within an emergency. Well, money can work like this too. Many of us have experienced a […]
After spending a lot of energy applying for a mortgage, it is possible that the lender might call to tell you that you don’t qualify for a loan. You may have thought that you were going […]
The year’s end is quickly approaching, and with it rests the spending deadline of flexible spending accounts (FSAs). What is an FSA? A flexible spending account is an account that employees can use to cover out-of-pocket […]
You would never take out an insurance policy on behalf of your bank and pay its premiums, would you? But that’s exactly what you’re doing when your credit card company convinces you to buy life and […]
Credit cards can be extremely beneficial to individuals and even small business owners. Then again, many can tell you, or have at least heard of, one credit card horror story. Either way you look at it, […]
Many people see credit cards as one of the primary keys to financial imprisonment, and this has proven to be the case for many people. However, the problem isn’t the credit card itself, but how they […]
I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
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