Many people find themselves struggling to make ends meet in the wake of today’s economy — and if you’re one of them, you’ve probably considered looking for ways to supplement your income. Why not rent out some of your belongings for extra cash? You may not realize it, but you probably have several items in [...]

You may think that everyone needs to buy insurance, but that is not the case. In reality, some folks may be better off foregoing some types of insurance. The following are some reasons you may not need to buy insurance. 1. You Are Going on a Trip Although travel insurance is great to have in [...]

Many Americans find themselves in quite the situation financially these days.  Their situation is nothing short of bondage.  They are completely trapped because of years of borrowing money to finance a lifestyle that was unattainable without debt.  They aren’t the only guilty party.  The government has encouraged it and the banking system was more than [...]

Despite the controversy over estate taxes in recent years, many people really don’t know much about these much-maligned taxes levied on inheritances. Currently, the federal estate tax only affects those estates of $5 million or more. The intention was to only tax the very wealthiest estates, rather than affect the inheritance of more modest family [...]

It’s that time of the year: many people are beginning to look for their tax refunds. If you were on top of things and e-filed early, you might already have a refund. If you are looking forward to a tax refund, you are probably considering what to spend it on. Before you do, though, consider [...]

Reverse mortgages are one way senior homeowners who are 62 years and older may be able to tap the home equity.  A reverse mortgage gives the homeowner money they need without having to leave the house and without having to repay the loan until the owner dies, the home is sold, or the house is [...]

Home equity loans have traditionally been an accepted way to pay for home improvement projects or even college education. However, in the past decade, homeowners have been tapping into their home’s equity in order to finance vacations, cars, and other non-investment purchases. Since the collapse of the housing bubble, homeowners lucky enough to qualify for [...]

Short selling is the sale of shares in a stock that you do not own in hope that the price goes down even further, then you can buy back the shares at lower price and make a nice little profit. When you sell short, you borrow shares from your broker, sell the shares, and deposit [...]

Computer scams are not a new phenomenon but they are a serious concern for all Internet users because scams are constantly evolving. Not only are the complexities of these scams growing, the amount of money they are costing consumers is also increasing. Some hackers create these viruses and scams just for the thrill of harming [...]

If you discovered that you owe money to the IRS but can’t come up with the money to take care of the debt, understand you have options. Having options to take care of your tax bill is to your advantage. Without a doubt you need to exercise your right to these options and fast. The [...]